Editorial Policy

Our drafting process is AI-assisted and automatically reviewed. We use large language models to produce first drafts from a brief and a set of dated source figures that we maintain by hand from primary documents.

Every draft then has to clear automated review before it can be published. A compliance check looks for prohibited marketing patterns, missing required disclaimers, and claims we are not permitted to make as a TPMO. A separate quality check tests structure, sourcing, and unfilled placeholders. Both fail closed: a draft that does not pass is blocked rather than published.

We would rather be precise than flattering here, so: a guide can go live once it clears those checks, and we do not promise you that a person has read every page before it does. What people here do is choose the topics, maintain the dated figures each guide is built from, write the rules the automated review enforces, and correct any page a reader reports. AI is a drafting tool, not an authority — the accuracy obligation stays with us either way.

Program rules and dollar figures come from primary sources: the CMS Medicare & You handbook, CMS fact sheets and regulations, and the Social Security Administration's program rules, including the POMS manual for income and resource limits.

We do not source figures from other Medicare websites, including our competitors. Where a state agency is the authority — as with Medigap rules, which genuinely differ by state — we go to that state's department of insurance.

That compliance check is the gate, not a formality, so it is worth saying what it is. It runs on every piece of generated content, and it is the reason we are comfortable letting the automated review decide what publishes.

The check fails closed. If it cannot confirm a piece is compliant — including when the automated reviewer itself errors — the content is blocked rather than published. We would rather ship nothing than ship something that misleads a reader about their coverage.

Medicare premiums, deductibles, and income thresholds change every year, and stale numbers are the most common way a Medicare site quietly becomes wrong.

Every dated figure on this site lives in one place in our codebase with the date it was last verified and links to the source it came from. We refresh them annually when CMS and SSA publish the new year's amounts. If you find a figure that looks out of date, it is a bug and we want to hear about it.

When we get something wrong, we fix the page rather than quietly deleting it, and where the error could have affected a decision, we say what changed.

To report an error, email triage@my65playbook.com, call us and ask for the editorial team, or raise it in the community. Tell us the page and what you believe is incorrect. We check reader-reported errors against the primary source, not against our own previous wording.